Our Work is Carefully Tailored to Fit Your Unique Situation.

We conduct extensive research to offer you quality strategies, investment products and services that fit your individual needs.  We believe in “Planning First” and only using financial products if necessary.

We plan for and counsel you through life challenges such as retiring, divorce, managing investments, selling a business, transferring wealth or simply planning for college.

For business owners, personal wealth management is often intertwined with business affairs, especially when it comes to succession planning.  We help coordinate both.

Summary of Services Offered (partial list):

Strategies:

  • Retirement Income Planning
  • Investment Management
  • Time Segmented Income Distribution
  • Tax and Estate Planning with Insurance needs Analysis
  • Asset Protection
  • IRA Legacy Planning
  • IRA & 401K Management
  • Life Insurance Reviews and Planning

 Tools we use:

  • Stocks, Bonds, Exchange Traded Funds,  Mutual Funds, Separate Account Managers
  • Annuities (Fixed, Variable, Equity Indexed, Immediate)
  • Life Insurance (Term, Universal Life, Whole Life)
  • Long Term Care
  • Individual and Group Health Insurance (through “Thorndike Wealth Management”)
  • 401(k) Plans, Defined Benefit and other Corporate Benefit Plans
  • 529 College Savings Plan
  • Charitable Giving
 

Specific Situations Include:

Preparing for Retirement

With an appropriate plan and investment strategy, we can help you build a comfortable income stream for retirement. It’s never too early to think about what you can do to realize your vision of post-career life.

Taking Care of Your Family’s Financial Needs

Whether you are saving for a child’s college education, supporting a family member with a disability, or caring for an aging parent, your family’s financial needs are constantly changing. We can help you handle the challenges and surprises in life while staying on track to meet your long-term goals.

Protecting Your Business

For business owners, personal wealth management is often intertwined with business affairs, especially when it comes to succession planning. We can help you coordinate both.  We look at managing the risk or business ownership and taking care of your employees with optimal compensation and retirement planning.

Being Prepared to Meet Life’s Challenges

Whether its divorce, the death of a spouse, or buying /selling a home, the future is full of uncertainty.  By helping you manage your wealth and build a comprehensive plan, we strive to make you feel as prepared as possible for what may come next.  We want you to make informed decisions and feel confident in achieving your goals.

Passing Wealth Down to the Next Generation

We want to maximize the impact of your generosity. By employing tax-efficient strategies and family counseling, we can help you pass down more wealth to the next generation along with the principles and tools necessary to preserve it.

 

Fees:

It is important to us that you fully understand the fees you pay for financial services.   We typically charge an advisory fee for the services we provide. The advisory fee is typically a percentage of the portfolio or assets we manage for your family.  We strive to clearly explain all fees, commissions and costs upfront to you before we begin our work.

Clients can Include:

  • Corporate Executives
  • Senior Management
  • Business Owners
  • Professional Action Sports Athletes
  • Commercial Pilots